How longer work lives ease the crunch of population aging
Facebook Twitter LinkedIn Reddit Email As baby-boomers have aged, so has the population of the United States. This has consequences, in particular for the nation’s labor force. In the 20…
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The troubled U.S. Pension Benefit Guaranty Corporation
Facebook Twitter LinkedIn Reddit Email The Pension Benefit Guaranty Corporation (PBGC) was created by Congress in 1974 to insure all private-sector pensions against employer bankruptcy and underfunding. By 2006, the…
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Saving for retirement: Overcoming human biases and knowledge deficits
Facebook Twitter LinkedIn Reddit Email The societal shift from defined retirement benefits (pensions) to contribution retirement savings mechanisms — for example, the 401(k) — has placed a greater burden on…
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Role of financial literacy in retirement plans
Facebook Twitter LinkedIn Reddit Email Retirement planning decisions are growing increasingly complex in America, and older workers are facing critical financial choices in the latter years of their professional lives….
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2011 annual report by the Social Security Board of Trustees
Facebook Twitter LinkedIn Reddit Email Given the ongoing U.S. budget crisis, the structure and viability of entitlement programs are being closely scrutinized as reforms are contemplated. The government retirement insurance…
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Are state caucuses for candidates bad for democracy?
Facebook Twitter LinkedIn Reddit Email In the absence of a constitutional mandate, the political parties in the United States have had to invent their own methods for selecting presidential candidates….
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Who never receives Social Security benefits?
Facebook Twitter LinkedIn Reddit Email In the United States, 85.6% of those 65 or older receive most of their income from Social Security. Certain groups of individuals, however, are significantly…
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Assessing the impact of the Great Recession on income and poverty across states
Facebook Twitter LinkedIn Reddit Email In September 2011 the Census Bureau issued a report on household income, health insurance coverage and poverty levels in the United States. It showed the…
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2011 Medicare Trustees Report
Facebook Twitter LinkedIn Reddit Email The political debate over how best to reduce the growing federal deficit has focused in large part on how entitlements such as Medicare should be…
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Earnings inequality and mobility: Evidence from Social Security Data since 1937
Facebook Twitter LinkedIn Reddit Email Studies have shown that inequality in the U.S. has been on the rise for decades, with the top earners enjoying astronomical gains and average Americans…
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