Personal Finance
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Reading list on income inequality: A Storify presentation of data and findings
Updated April 2013: A review of relevant studies and papers on U.S. income inequality, as presented through the Storify publishing platform.
Federal Student Loan Debt Burden of Noncompleters: Statistics in Brief
2013 report for National Center for Education Statistics examines the median federal student debt burden accrued by students who did not complete a postsecondary credential within six years.
Wealth Effects Revisited, 1975-2012
2013 paper for the NBER on the relationship between household income, consumption, house wealth and the stock market.
Double Majors: Influences, Identities and Impacts
2012 study from Vanderbilt University on the demographics, motivations and outcomes of double majoring in college.
2012 report from Harvard University on impact of the 2008 housing crash on low-income and minority individuals.
Effects of raising the minimum wage: Research review and key lessons
2013 literature review of academic studies that look at the minimum wage, its effects and policy implications.
U.S. residents, how they commute and what it costs: Research roundup
2012 roundup of recent research on issues related to the major commuting modes in the United States, including cars, public transit, bicycles, and walking.
Reassessing Differences in Work and Income in Cohabitation and Marriage
2012 study in the Journal of Marriage and Family describes the differences between couples choosing to formalize their marriage and couples that cohabit but remain unmarried.
Early Impact of the Affordable Care Act on Health Insurance Coverage of Young Adults
2012 study in Health Research Services showing that 1.2 million young adults gained health insurance in the first year after passage of the new legislation.
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program
2012 study from the Federal Reserve Bank of Chicago, Ohio State University, Columbia University, the University of Chicago and the U.S. Treasury on the shortcomings of the 2009 program to prevent foreclosures.
Pew Research Center: The Lost Decade of the Middle Class
2012 report from the Pew Research Center on survey data relating to middle-class Americans, with economic context from government data.
Leave Home Without It? The Effects of Credit Card Debt and Available Credit on Spending
2011 study in the Journal of Marketing Research on how credit card debt affects the spending habits of consumers with higher self-control.
Building a Better America — One Wealth Quintile at a Time
2011 study by the Harvard Business School and Duke University on U.S. residents’ perceptions of wealth inequality in the United States.
Alternative Policies to Increase Recycling of Plastic Water Bottles in the United States
2012 study from Duke and Vanderbilt on approaches to improving municipal recycling rates.
Kaiser Family Foundation: 2012 Health Security Watch
2012 survey and report from the Kaiser Family Foundation on deep worries about health care coverage and costs.
2012 paper from Harvard University and the Massachusetts Institute of Technology on the appeal of fair-trade goods.
Constrained After College: Student Loans and Early-Career Occupational Choices
2011 study in the Journal of Public Economics on student debt and early career choices.
2012 report from the University of Michigan on how U.S. homeowners have been faring over time.
Estimating the Return to College Selectivity over the Career Using Administrative Earning Data
2011 Princeton University working paper on the estimated monetary returns and highly selective college attendance in the United States.
Student Loans: Do College Students Borrow Too Much — or Not Enough?
2012 study in the Journal of Economic Perspectives on the consequences and dynamics of assuming student loan debt.
