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Are Homeowners Better Citizens? Homeownership and Community Participation in the United States
2013 study from Georgetown showing the marginal benefits of having more homeowners in terms of civic participation, but cautioning against exaggerating the advantages.
Federal Student Loan Debt Burden of Noncompleters: Statistics in Brief
2013 report for National Center for Education Statistics examines the median federal student debt burden accrued by students who did not complete a postsecondary credential within six years.
Wealth Effects Revisited, 1975-2012
2013 paper for the NBER on the relationship between household income, consumption, house wealth and the stock market.
2012 report from Harvard University on impact of the 2008 housing crash on low-income and minority individuals.
How Much Protection Does a College Degree Afford?
2013 report from the Pew Center on the States on how the ongoing economic recession has affected recent college graduates.
Housing Busts and Household Mobility: An Update, 2012
2012 study from the Federal Reserve Bank of New York and University of Pennsylvania’s Wharton School on how mortgage debt limits the ability of individuals and families to move to a new area to seek opportunity.
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program
2012 study from the Federal Reserve Bank of Chicago, Ohio State University, Columbia University, the University of Chicago and the U.S. Treasury on the shortcomings of the 2009 program to prevent foreclosures.
Who Says They Have Ever Used a Government Social Program? The Role of Policy Visibility
2012 paper from Cornell University on the disjunction between citizens who acknowledge accessing government social programs and the number who actually do.
The State of the Nation’s Housing 2012
2012 report by the Joint Center for Housing Studies at Harvard University on housing trends after the financial crisis.
Impacts of the World Recession and Economic Crisis on Tourism: North America
2010 report in the The Journal of Travel Research on how the financial crisis is affecting travel in Canada, the United States and Mexico.
2012 report from the University of Michigan on how U.S. homeowners have been faring over time.
Does Living in a Subprime Neighborhood Affect the Probability of Default?
2011 paper published in Real Estate Economics on subprime and non-traditional mortgages, home prices and default rates.
Post-Foreclosure Experience of U.S. Households
2011 paper by the Federal Reserve Board on the impacts of a foreclosure on credit scores, borrowing and housing consumption.
Final Report of the Congressional TARP Oversight Panel, March 2011
2011 report by federal legislative group tasked with watching over spending during financial crisis rescue programs.
Financial Literacy Initiatives: What Works
Study by The Brookings Institution on helping members of the public make better financial decisions
Case for Banning Subprime Mortgages
2008 paper by the Valparaiso University School of Law on mortgage interest rates and the potential role of the FHA in providing mortgages to low-income home buyers.
2009 University of Pennsylvania Law School research paper looking at the trade-offs between the two options.
